Student Accident Insurance

  • Sports/UIL Insurance - District Sponsored

    For students (Grades 7 – 12) who participate in school-sponsored UIL sports and activities, Allen ISD purchases an insurance policy through Student Insurance Plans, Inc. that provides limited coverage for injuries that occur while participating in those activities. If a student is injured while participating in a school-sponsored UIL activity a claim form will be completed by the Athletic Trainer and given to the student’s parent or guardian. It is the responsibility of the parent or guardian to complete their portion of the claim form and follow directions on how to submit the form to the insurance company.  

    This insurance policy is designed to act as a supplemental (secondary) coverage on top of the individual’s primary health insurance coverage; however, it can be used even if the student is not covered by primary health insurance. The plan will only pay within the limits of the policy, which could be a portion of the medical expenses. This plan also provides catastrophic insurance coverage for injuries that exceed $25,000 in medical costs.

    There is no insurance coverage provided by the school district for non-UIL activities. With few exceptions, public school districts in Texas have immunity from being held liable for bodily injury to students and the public. Students and their parents/guardians are responsible for the cost of their medical care if injured on school property. For questions regarding Sports/UIL Insurance, feel free to contact the Risk Management department at 972-727-0511 or you can contact Student Insurance Plans, Inc. directly by calling 469-579-4139.

    Voluntary Insurance - Available for purchase

    Student Insurance Plans, Inc. also provides an opportunity for parents to purchase low-cost accident insurance for any student. These policies are available for as little as $35.00 for the entire school year. The voluntary insurance plans are available to all students and can provide coverage for injuries that occur during school time or full time (24 hours). The plans can be used even if the student is covered under other insurance. Participation in this insurance program is strictly voluntary. 

    If you would like to purchase voluntary accident insurance for your student, enrollment is available through the Student Insurance Plans, Inc. website at under “Online Enrollment”. It is the responsibility of the parent or guardian to complete the online enrollment form and submit the premium payment directly to the insurance company. Allen ISD does not collect payment for this coverage nor do we manage this insurance program. For questions regarding Voluntary Insurance, please contact Student Insurance Plans, Inc. directly by calling 469-579-4139 or by visiting their website at